Even though Pennsylvania is a nofault insurance state, you usually have to file a crash report with the police, the DMV, and your insurance company. How to fill out the California Traffic Accident Reporting Form?This form is used to request financial responsibility information from the California DMV. Accident Report Form SF91: Must be filled out for all accidents. If you have software from a recognized vendor and would like to submit crashes electronically, you will need to establish an EFT business account with PennDOT. Accident Report Form SF91: Must be filled out for all accidents. How Do I File My Own Crash Report If the Police Do Not Come? Find out what to do when the atfault driver wants to pay outofpocket and how to settle without filing an insurance claim. Completing the Paper Police Crash Report Form.. 13. 4. Here in the UK, driving without insurance is a criminal offence.