Notify Your Insurance Company: Contact your insurance provider as soon as possible to report the accident. Ensuring a fair settlement involves a combination of knowledge about local laws, meticulous documentation, and proactive advocacy.Involved in an accident with an uninsured vehicle in Philadelphia, PA? Know your rights and how to get the compensation you deserve. If you are in an accident in which the other driver is at fault and is also uninsured or underinsured, you may have some legal options. A Philadelphia uninsured car accident lawyer can walk you through your rights and determine where you stand after an accident. Underinsured motorist claim comes into play if the atfault driver has insurance but has failed to take out enough of it to cover your losses. Philly Injury Lawyer have more than 60 years combined experience handling car accident claims and we have helped thousands of drivers recover lost wages. A copy of an insurance identification card. Car accidents can be complicated under any circumstances.