This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Motorist Uninsured Accident For Property Damage In Philadelphia
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State:
Multi-State
County:
Philadelphia
Control #:
US-000279
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FAQ
Policy limits: Uninsured motorist coverage comes with limits, just like other insurance coverages. Severe accidents might exceed these limits, leaving you with uncovered expenses. Claim disputes: There might be disputes over the extent of your coverage and the amount you can claim, leading to potential legal battles.
Detail the Who, What, When, and Where of the Accident Details of the Vehicles: Include specifics about the vehicles involved. Time of the Crash: The more precise you can be about the time, the better. For example, noting the exact time from your phone's clock can be crucial in accident reconstruction.
Liability is required by your state to legally drive on the road. Uninsured motorist coverage covers you and your passengers' medical bills if you are hit by another driver that does not have insurance. There is no such thing as "full coverage" but people normally use that term to describe comprehensive and collision.
Without uninsured motorist coverage, if you're injured or your vehicle is damaged in an accident with an uninsured or underinsured driver, you could end up paying for medical bills or vehicle repairs out of your own pocket.
If a driver hits your vehicle and flees, you can file a claim against your policy's uninsured motorist coverage. However, in some states, uninsured motorist coverage for property damage (UMPD) will not cover hit-and-run incidents.
It may be better to file a claim with your own insurance company if you have uninsured motorist coverage. Unless the at-fault driver is stable financially or has well-off parents or guardians and can afford to cover your damages in full, you may want to avoid the unnecessary trouble of suing.
While insurance companies may pursue uninsured drivers to recover claim costs, the process can be complex and time-consuming. Uninsured drivers involved in accidents should seek legal counsel promptly to protect their rights and explore possible compensation avenues.
The Pennsylvania Supreme Court decision clearly states that uninsured drivers are able to pursue compensation for their economic damages, yet is unclear on non-economic damages. Economic damages are damages that can easily have a dollar amount placed on them.
You may be able to sue the uninsured driver for both economic and non-economic damages if you have uninsured motorist coverage on your policy. Pennsylvania has a minimum coverage limit of $30,000 per accident for uninsured motorist policies, while maximums vary by policyholder and insurance company.
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Notify Your Insurance Company: Contact your insurance provider as soon as possible to report the accident. To file a claim against the City for bodily injury, auto, and property damage, you must complete the General Claim Form.Involved in an accident with an uninsured vehicle in Philadelphia, PA? Know your rights and how to get the compensation you deserve. You need The Pearce Law Firm, a personal injury law firm with the experience to know how the insurance companies operate. Property Damage Liability: This covers damage to vehicles and other property you damage when at fault for an accident. You can sue the negligent driver for causing the accident, and a car accident lawsuit may get you the full compensation you need. If they do not have any car insurance, or do not have insurance that covers enough damage, then they can get fined. Car accidents without insurance in Pennsylvania can be complicated, especially when it comes to getting full compensation for injuries and damages. Many drivers do not carry any insurance.