Subrogation in Arizona personal injury claims: when it's allowed, benefits, and risks of waivers. A personal injury attorney at Stone Rose Law can help you navigate a subrogation claim after an accident.Call (480) 498-8998 today. The presenters discuss several real-life subrogation cases sharing the claim details, photographs and settlement amounts. If you're handling a personal injury claim, you will need to know what is subrogation claim, especially if the court rules in your favor. At the minimum, your subrogation file should contain all elements corresponding to liability determination and proof of damages. We are ready to help you with all of your subrogation and claims investigation needs. Subrogation allows for a health insurance company to be reimbursed for medical expenses that were paid as a result of someone else's wrongdoing. The insurance company "stands in the shoes" of its insured to seek damages from whoever caused the loss. There is a lot of room to negotiate a settlement within these parameters.