Fax your case referral information to us at 844-634-2520. Mail your case referral information to us at: Carelon Subrogation PO Box 659940.Auto insurance subrogation is a legal process that allows an insurance company to recover the amount it paid to its insured client for a loss. Cozen O'Connor is the world's leading subrogation and recovery law firm. We founded our subrogation and recovery practice in 1970. Our San Antonio Subrogation services are your resource center for recovery. Subrogation is an insurer's right to recover payments made to you under your insurance policy from a third party who is at fault for the loss. Subrogation for health plans. Identify, investigate, recover and prevent inaccurate payments linked to accident-related medical and disability expenses. State Farm will try, to the extent that you're not liable for the accident, to recover all or a portion of the deductible you paid.