In subrogation, your insurance company files a claim against the at-fault driver to recover what it paid to you. Subrogation is an insurer's right to recover payments made to you under your insurance policy from a third party who is at fault for the loss.The subrogation process is the right of an insurance company to recover the amount it has paid on a claim from the at-fault party. Subrogation letters mean your health insurer knows you had an accident. Subrogation in a workers' compensation case occurs when another party can secure a portion of your workers' compensation benefits. The Fall 2007 edition of the Subro Observer includes the introduction of five new attorneys in Philadelphia, Charlotte, Chicago, San. Diego, and Los Angeles. Cozen O'Connor is the world's leading subrogation and recovery law firm. We founded our subrogation and recovery practice in 1970. Hire a workers' compensation attorney in San Bernardino to guide you through the claims process and fight for your entitled compensation.