Subrogation is an arrangement between insurance companies to prevent insured parties from receiving double compensation. The subrogation process is the right of an insurance company to recover the amount it has paid on a claim from the at-fault party.Insurance companies can utilize this letter template to seek reimbursement from the person or entity legally responsible for a loss. Subrogation is an insurer's right to recover payments made to you under your insurance policy from a third party who is at fault for the loss. Subrogation refers to the act of one party taking over the legal rights of another party to seek damages through a lawsuit. Subrogation means your insurance company can recover the money it paid to you for your injury from the at-fault party that caused your injury. DHCS will order and review the payment records, then send the MediCal lien. In your personal injury lawsuit, the subrogation payment will come out of the compensatory damages the other party's insurance company will pay. Your health insurance provider; Any benefits providers you have; Other insurance involved in the case. Get help right now from our service center or certified enrollers, or find out where you can get free in-person help.