The idea of claim subrogation is to obtain reimbursement for your losses quickly and to prevent you from recovering your damages more than once. If an insurance company filed a subrogation claim for property damage against you, a skilled property damage attorney could can help you.Auto insurance subrogation is a legal process that allows an insurance company to recover the amount it paid to its insured client for a loss. Procedures to follow when filing a claim: City Secretary's Office City of Houston Post Office Box 1562 Houston, Texas 77251-1562 Facsimile No.: 832.393.1109 This guide details aspects of Texas subrogation claims, how to handle them, and steps to take when you receive a subrogation notice. You might hear the term "subrogation" when dealing with an insurance claim in Texas. If you want to subrogate a property damage claim, contact your insurance company to report the accident. If you have an insurance claim, you may hear the term "subrogation. The second step is to document the damage claim. The auto insurance company settles your insurance claim.