Report an Auto Loss. Use the "Go to complaint portal" button to visit the Insurance Department Complaint Portal to file online.The portal will help you submit your complaint. Guarantor shall be subrogated to the rights of Buyer against Seller and Parent and in any collateral for any Obligations with respect to such payment. Legal glossary page on subrogation including definitions, examples, and important information specific to Utah and what you are entitled to. This process where your insurance company seeks compensation from the atfault party is known as subrogation. The Anti-Subrogation Rule ("ASR") is a common law defense to subrogation. Utah courts have held that insurance policies are generally interpreted according to rules of contract interpretation. The insurance contract ordinarily requires the insured to cooperate with the insured in the insurer's investigation of a claim under the contract. That it would maintain its own fire insurance for damage claims "arising out of accidents occurring in or around the.