Having an accident is traumatizing enough. Being denied insurance coverage makes it unbearable.The Virginia unfair claims settlement practices statute requires insurers to acknowledge and act reasonably and promptly with respect to insurance claims. Va. Read 1 Answer from lawyers to Which type of claim declaratory judgement or other? The insurance issues in this case have not been, and will not be, raised in the state tort case. By itself, the remedy of the declaration is "only a final determination, adjudication, ruling or judgment from the court. " Id. at 25-26. 1.1. Declaratory judgments not to resolve disputed facts or to render advice but declare disputed rights when facts not in dispute says personal injury attorney. T IS especially appropriate to publish in the VIRGINIA LAW. (1) Automobiles — Declaratory Judgment — Insurance Coverage.