Purpose: Use this form to report to DMV an uninsured motorist claim involving an uninsured motor vehicle registered in. Virginia. Yes, you can file a claim with your insurance company under your uninsured motorist (UM) coverage.Here, learn about your options for recovering damages after an accident with an uninsured driver and who qualifies as uninsured according to Virginia law. On July 1, 2023, a new law went into effect that changed the way uninsured motorist insurance works in the state of Virginia. What Is the Minimum Amount of Uninsured Motorist Coverage in Virginia? What Types of Auto Insurance Cover Damage in a Car Accident? This is more likely if you have to make an uninsured or underinsured motorist claim, or a collision claim after a hitandrun. State Farm doesn't offer accident forgivenessbut that doesn't mean that you can't keep your rates low after an accident.