A Subrogation Letter should clearly state the facts of the case, including details of the incident (e.g. The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1.Here is a practical example of a subrogation. You have no legal obligations to respond to a subrogation letter. View on Westlaw or start a FREE TRIAL today, § 1. Complaint alleging subrogation of automobile collision insurer against party causing damage, Legal Forms. Subrogation Example. This is an example of how subrogation works: EXAMPLE: John has car insurance with State Farm. Compensation subrogation which, unlike auto insurance subrogation, is statutory in nature. Allstate Protection sells principally private passenger auto and homeowners insurance in the United States and Canada.