What is subrogation? Why am I being asked to waive it?Subrogation (sometimes shortened to "subro") is a way to protect you and your insurance company from paying for a car accident that wasn't your fault. How subrogation claims work in car accident and personal injury. How long subrogation takes and your rights when car or health insurance seeks to subrogate. If an insurance company filed a subrogation claim for property damage against you, a skilled property damage attorney could can help you. A waiver of subrogation is a legal endorsement that prevents an insurer from recovering the money they've paid out on a claim from a negligent third party. A subrogation claim is when your insurance company demands reimbursement (out of the money you receive in a personal injury case) for expenses that it covered. Learn how to maximize subrogation claims with this comprehensive guide from Paul Wilkinson Law. If you are to recover money from a third party in a personal injury claim and the health insurance company has paid for your care they're entitled to be reimbursed.