It's a good idea to educate yourself about the auto insurance claim process. At our Issaquah law firm, we negotiate with medical providers and insurance companies to help lower the cost of treatment and the bills you pay out.(See instructions on reverse side). 10. Cozen O'Connor is the world's leading subrogation and recovery law firm. We founded our subrogation and recovery practice in 1970. When another party is primarily at fault for your damages, State Farm may try to recover the amount of the claim paid for your loss. Instructions: (1) Complete this form giving specific details about your damage or loss. Bob rear ends John on the road causing damage to John's car. John's insurance company, State Farm, ends up paying for the repairs on John's car. And the SF 95 filled out prior to filing your claim.