Insurance companies can utilize this letter template to seek reimbursement from the person or entity legally responsible for a loss. A subrogated insurer may sue in the insurer's own name, or in the name of the insured for the use of the insurer.The Chambre de l'assurance de dommages has drafted form letters to assist claims adjusters who must notify a third party that they may be held liable. Follow these steps before filing a complaint with FSRA: File a complaint with your insurer and obtain a final position letter from them. The Plaintiff, above named, complaining of Defendants, above named, alleges and says as follows: 1. Subrogation is the right of an insurer to pursue the party that caused the loss to the insured in an attempt to recover funds paid in the claim. Subrogation allows an insurer, who pays an insured for a covered loss under an insurance policy or assumes liability for coverage, to advance a claim. Lincoln support: Manage my account, File or review a claim, Find a form, View FAQs, Contact us. Common support topics: Annuities, Benefits from your employer. Complaint of the Mississippi Farm Bureau Mutual Insurance Company (Farm Bureau).