Please use the Property Damage or Loss Claim Form for all other property damage claims. Notices of claim must be filed within 90 days of the date of incident.If an insurance company filed a subrogation claim for property damage against you, a skilled property damage attorney could can help you. A notice of claim must be filed in writing. Wayne M. Cox is an Associate in Rivkin Radler's Insurance Coverage Practice Group. He concentrates his practice on complex first-party and third-party claims. You can view the Injury, Property Damage, and Vehicle Damage Claim forms on the Risk Management page. After paying the claim, the Underwriters filed a negligence action against American Global and other contractors involved in the project. The insurer who has paid out on a claim also has no right of recourse against you. In subrogation, insurance companies step between the victim and the liable party in a case.