The Due Process Clause provides that no states shall deprive any "person" of "life, liberty or property" without due process of law. All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United.The Fourteenth Amendment (Amendment XIV) to the United States Constitution was adopted on July 9, 1868, as one of the Reconstruction Amendments. The Fourteenth Amendment (Amendment XIV) to the United States Constitution was adopted on July 9, 1868, as one of the Reconstruction Amendments. He shall issue writs of election to fill such vacancies as occur in the Senate or House of Representatives. Identifying consumer debt collection cases in the. The public debt clause is found in the fourth section of the Fourteenth Amendment. Jacob Merritt Howard (July 10, 1805 – April 2, 1871) No portrait available. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. Garnishment is a court process that lets a creditor collect money from a garnishee.