(a) Unfair or deceptive acts or practices in the conduct of consumer transactions and consumer acts or practices in trade or commerce are declared unlawful. Georgia law, however, excludes regulated business such as insurance from liability under the Fair Business Practices Act.Georgia deceptive trade practices law bans false advertising, making it a misdemeanor charge and also allowing victims to sue for damages. Read Section 10-1-394 - Adoption of rules, regulations, and standards prohibiting unfair or deceptive practices; application of Chapter 13 of Title 50, Ga. Deceptive trade practices are unethical or fraudulent actions that substantially injure consumers or business competitors. Two-year statute of limitation under OCGA § 10-1-401 applied to a vending machine purchaser's unfair trade practices claim against the sellers. We regularly represent parties in Fair Business Practices Act claims and other business disputes in metro Atlanta, Decatur, and throughout Georgia. Circuit Court fillable forms allow you to enter information on a form while displayed in Adobe Acrobat and then print the completed form out. The FBPA states that unfair or deceptive business practices in the marketplace are unlawful. The CFPB's vision is a consumer finance marketplace that works for American consumers, responsible providers, and the economy as a whole.