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Deceptive Practices In Business In Houston

State:
Multi-State
City:
Houston
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a legal complaint filed in the United States District Court, addressing deceptive practices in business in Houston related to life insurance policies. It outlines allegations against defendants who allegedly misrepresented the nature of a life insurance policy, specifically regarding a 'vanishing premium' concept. Key features include details of the plaintiff's application for insurance, the representation made by the defendants, and the fraudulent concealment of critical information that influenced the plaintiff's decision to purchase the policy. Filling and editing instructions suggest that users should clearly indicate all parties involved and provide accurate details regarding the insurance policy and its terms. Specific use cases for this form are relevant to attorneys, partners, owners, associates, paralegals, and legal assistants, who may need it to file claims related to deceptive business practices, assist clients in understanding their rights, and pursue damages for misrepresentation or fraud. This document serves as a foundational tool to initiate legal action against corporations that engage in misleading sales tactics.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Elements of a DTPA Claim Generally, to prevail on a DTPA claim, plaintiffs must establish three elements: The plaintiff is a consumer; The defendant engaged in false, misleading, or deceptive acts; and. The acts were a producing cause of the consumer's damages.

The DTPA provides that "false, misleading, or deceptive acts or practices in the conduct of any trade or commerce are hereby declared unlawful." The DTPA prohibits certain acts or practices "in the conduct of any trade or commerce." This is a very broad provision.

All a DTPA plaintiff is required to prove to win a DTPA case is: 1) the plaintiff was a consumer; 2) the defendant engaged in conduct prohibited by the Act; and 3) the prohibited conduct was a producing cause of the consumer's damages.

Under the discovery rule, a cause of action accrues when a claimant discovers or in the exercise of reasonable diligence should have discovered the injury and that the injury was likely caused by the wrongful acts of another. See Childs v. Haussecker, 974 S.W. 2d 31, 40 (Tex.

Steps to Filing a DTPA Claim The process begins with providing a written notice to the offending business at least 60 days before filing a lawsuit, detailing the complaint and specifying the alleged violations of 17.46(b) of the Texas Business and Commerce Act.

File a complaint with government or consumer programs File a complaint with your local consumer protection office. Notify the Better Business Bureau (BBB) in your area about your problem. The BBB tries to resolve complaints against companies. Report scams and suspicious communications to the Federal Trade Commission.

Section 17.50 - Relief for Consumers (a) A consumer may maintain an action where any of the following constitute a producing cause of economic damages or damages for mental anguish: (1) the use or employment by any person of a false, misleading, or deceptive act or practice that is: (A) specifically enumerated in a ...

Explanation: The most likely action to be a violation of the Texas Deceptive Trade Practices-Consumer Protection Act would be misleading advertising. This act prohibits false, misleading, or deceptive acts or practices in connection with the sale of goods or services.

Sec. 17.46. DECEPTIVE TRADE PRACTICES UNLAWFUL. (a) False, misleading, or deceptive acts or practices in the conduct of any trade or commerce are hereby declared unlawful and are subject to action by the consumer protection division under Sections 17.47, 17.58, 17.60, and 17.61 of this code.

Ing to the Texas Penal Code Section 31.01, it states a person can be deceptive by doing any of the following: Lying or misrepresenting laws or facts so you can influence the judgement of another in a transaction and you're aware the fact/law isn't true.

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Deceptive Practices In Business In Houston