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Use Of Deception In Research In San Antonio

State:
Multi-State
City:
San Antonio
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a formal complaint filed in the United States District Court concerning the use of deception in the sale of life insurance policies. The plaintiff alleges that the defendants engaged in fraudulent practices, specifically through misleading representations about the 'vanishing premium' concept, which falsely indicated that premiums would cease after a certain age. Key features of the complaint include detailed allegations of misrepresentation, fraud, and breach of contract, as well as requests for actual and punitive damages. Filling and editing instructions advise attorneys to personalize the document by inserting relevant details, such as parties' names and dates, while ensuring compliance with legal formatting requirements. This form serves as a crucial tool for attorneys, partners, and legal assistants dealing with insurance fraud cases, enabling them to effectively outline claims against deceptive sales practices. Additionally, legal professionals can leverage this form to support clients facing similar circumstances, helping to advocate for their rights in court. It is essential to pay close attention to the specific facts outlined in the complaint to substantiate the claims made against the defendants.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Deception and incomplete disclosure are permissible in research with scientific value that would not be otherwise feasible without the use of deceptive procedures.

The no-deception policy is based on ethical standards governing the safe participation of human subjects in research. Deceptive methodologies compromise participants' ability to give fully informed consent and have possible negative impacts on participants and research.

Deception in psychological research is often stated as acceptable only when all of the following conditions are met: 1) no other nondeceptive method exists to study the phenomenon of interest; 2) the study makes significant contributions to scientific knowledge; 3) the deception is not expected to cause significant ...

Deception is when a researcher gives false information to subjects or intentionally misleads them about some key aspect of the research. Examples include: Subjects complete a quiz, and are falsely told that they did very poorly, regardless of their actual performance.

The IRB discourages the use of deception when: Alternative methods can be used that will yield valid study results. The deception deprives participants of the opportunity to protect their own interests. The missing information affects the participants' ability to assess the risks of participation.

Deception should only be used when its use is the only way to answer the research question. Research plans that involve the use of deception must be adequately justified and, in most cases, will require that research participants be informed about the deception at the conclusion of their participation.

Psychologists do not conduct a study involving deception unless they have determined that the use of deceptive techniques is justified by the study's significant prospective scientific, educational or applied value and that effective nondeceptive alternative procedures are not feasible.

In addition, guidelines and regulations permit research without valid consent only when it poses no greater than minimal risk. Current practice thus prohibits studies that use deception and pose greater than minimal risk, including studies that rely on deceptive methods to evaluate experimental treatments.

Deception in psychological research is often stated as acceptable only when all of the following conditions are met: 1) no other nondeceptive method exists to study the phenomenon of interest; 2) the study makes significant contributions to scientific knowledge; 3) the deception is not expected to cause significant ...

Deception or incomplete disclosure should only be used when no reasonably effective, alternative methods are available to achieve the goals of the research. Only study procedures that involve minimal risks (as determined by the IRB) can include deception or incomplete disclosure.

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Use Of Deception In Research In San Antonio