Deception studies provide participants with an alternative explanation for the purpose of the study or provide them with misleading information about the study. Navient also argues that Travis has failed to allege "an act or practice that was misleading in any material way.➢ Deceptive and Misleading Practices. I am a retired police lieutenant with 25 years of police experience and currently a school public safety officer. In this action Travis alleged that the defendant had engaged in unfair and deceptive consumer practices within the meaning of G.L.c. 93A, § 2 (1984 ed.). Legislative Materials. Federal. State bans on consumer class actions in jeopardy. Trained in basic neuroscience research techniques while completing a graduate thesis. Trade Commission from investigating deceptive acts and practices of any kind in the insurance industry.