Title VII provides a framework for the regulation of swap markets, which were largely responsible for the 2008 financial crisis. The Bank of New York Mellon (BNY or we) as a swap dealer must provide you with several disclosures.General Disclosures and Product Specific Disclosures. Government regulation—from bank regulation to housing policy to credit rating agency regulation—played a key role in the crisis. The students came from a wide range of schools across the country, from New York to Texas. Other Regulatory Filings. Dodd-Frank Stress Test Results. As It Appears in the SAVE.