The proposed city ordinance would require all firearm owners in San Jose to carry liability insurance for their weapons. The novel law, which requires gun owners to carry liability insurance and pay an annual feepartially went into effect on Jan. 1.The new law would require gun owners to carry liability insurance to cover accidents and negligence. The document includes the policies for qualifications, application process, restrictions, amendments, renewals and revocations. San Jose's firstofitskind gun ownership insurance mandate doesn't violate the Second Amendment, according to a federal judge. On New Year's Day, San José became the first city in the nation to require gun owners to pay a yearly fee and carry gun liability insurance. Conviction of a felony results in a lifetime ban on gun possession. Conviction on most misdemeanor charges does not prohibit you from having a gun. Today, if you live in San Jose you have to pay an annual fee AND carry liability insurance. I'll focus primarily here on Judge Freeman's dismissal of the Second Amendment challenge to San Jose's gun liability insurance mandate.