An injured party may assert a counterclaim for declaratory judgment directly against the tortfeasor's insurer while an underlying tort claim is pending. Defendant transacts the business of insurance in the Commonwealth of.Pennsylvania and within Allegheny County. A court's first step in a declaratory judgment action concerning insurance coverage is to determine the scope of the policy's coverage. This is an action for declaratory relief to settle important questions concerning the. The bottom line is – there is no good reason, nor even any need, to allow a bad faith cause of action for the filing of a declaratory action. Ungarean subsequently filed a class action complaint under the Declaratory. Cochran filed a complaint against Aetna in the Circuit Court for. On January 6, 2004, Wilson filed a complaint for declaratory judgment in the Circuit Court for Carroll County, naming. PMP in the declaratory judgment action, i.e.