A declaratory judgment is a legal tool that allows a court to make a statement or ruling on a legal issue or dispute without necessarily awarding damages. The Uniform Declaratory Judgment Act was enacted into law in Missouri on June 22, 1935,1 thus becoming the sixth Uniform.In Missouri, an insurer must acknowledge notice of a claim within ten working days, unless payment is made within that time period. A declaratory judgment may be either affirmative or negative in form and effect; and shall have the force and effect of a final judgment or decree. "On the other hand, a party may obtain coercive relief, including damages, as well as declaratory relief, in a declaratory judgment action. Declaratory judgment in the Circuit Court of Cape Girardeau County, Missouri. These rules govern the procedure for obtaining a declaratory judgment. The existence of another adequate remedy does not preclude a declaratory judgment. -In an action on an accident insurance policy providing for monthly installments to the insured during total disability, plaintiff seeks to recover accrued. In other words, the person requesting the declaratory judgment must have some legally cognizable interest and a threatened or real injury.