Click here to file a complaint online or submit the forms below. Click Here to File a Complaint Online IDOI Help Center Account RegistrationA declaratory judgment is a special type of lawsuit that allows you to seek a court order explaining the legal rights and duties of the parties to the suit. If you have suffered consumer fraud, call 630-333-0000 for a FREE Consultation. Declaratory Judgments - Chicago Consumer Lawyer. A Declaratory Judgment action asks the court to interpret the policy and decide whether there is coverage or there is no coverage. A declaratory judgment can be a useful tool that helps you clarify your legal rights in advance of a lawsuit or before you've suffered a financial loss. Columbia is in the business of providing and underwriting insurance. As such, the trial court did not err when it dismissed Travelers' declaratory judgment complaint. Language in Miller, 208 Wis.