Learn more about what the rate and fee information might be. International Transaction.When the currency of transaction (including refund) is other than NTD, the cardholder authorizes the Bank to convert the transaction amount into NTD based on. A "Foreign Transaction" is any transaction made in a foreign currency. If you make a Foreign Transaction, we will assess the. The documents provided below are sample Credit Card Agreements with pricing terms in effect as of November 1, 2024. Purchases and cash advances in a foreign currency will be converted to U.S. dollars. 1026.58 is part of 12 CFR Part 1026 (Regulation Z). Regulation Z protects people when they use consumer credit. Accept card payments from your customers. You can find it online and enclosed with your credit card when it arrives in the mail.