Use Form 9465 to request a monthly installment agreement (payment plan) if you can't pay the full amount you owe shown on your tax return. Most taxpayers qualify for a payment plan and can set it up themselves either online or through our Teleplan service at 804.440.5100.Use Form 9465 to request a monthly installment plan if you cannot pay the full amount you owe shown on your tax return (or on a notice we sent you). The 9465 form is rather short and only requires your personal information, the name and addresses of your bank and employer, the amount of tax you owe. If you can't pay the full amount you owe, you can ask to make monthly installment payments. You may request a payment plan (including an installment agreement) using the OPA application. Why did I get less money in a federal payment (for example, my tax refund) than I expected? You do not need to request electronic communications to view this letter in the application. Please contact your bank to confirm their participation in the ACH Credit program before applying with us. The IRS defaults installment agreements for 4 reasons: You missed payments during the year.