If you are purchasing it with no money down, are you just short on cash or are you trying to strike out on your own? There are plenty of ways to buy a business with no money.Failing businesses will generally go for less money, and owners may want to sell quickly anyway. Not all small business loans require a down payment. It is possible to buy a business with no money down using SBA financing, and in this article, we will provide you with a guide on how to do just that. How to get a startup business loan with no money: Evaluate assets, consider a cosigner, know the requirements, determine repayment ability. Yes, it is possible to get a business loan without traditional assets like real estate or equipment. Can I buy a business with no money down? It might be possible to buy a business with no money down, but this scenario is quite rare. Seize your future without a daunting down payment.