Fund your business with an SBA-guaranteed loan. Get matched to an SBA-approved lender and find the best loans to start and grow your small business.Our office provides help with SBA services including funding programs, counseling, federal contracting certifications, and disaster recovery. The SBA 504 offers a fixed below-market rate loan to buy, construct or improve commercial real estate or to purchase heavy equipment. Banc of California - SBA Preferred lender - will be your SBA loan partner who can help you create an SBA business plan to succeed. Eligibility Criteria for SBA Loans. The 7(a) loan program is SBA's primary business loan program for providing financial assistance to small businesses.