You can buy a business with no money down. It's a Contrarian approach that takes time, research, and an investment in your own negotiation skills.SBA loans and seller financing are the most popular ways to buy a business with no money down. Want to buy a business for sale? Owner financing is a great way to start a business with no money. We'll explore creative financing options and negotiation strategies to help you achieve your entrepreneurial dreams without breaking the bank. You can use an SBA loan for acquiring existing businesses. Or try a more traditional bank loan for business financing. You can purchase a business with minimum upfront costs. Seller financing and business acquisition loans are some of these financing options.