The answer in short, is creativity. You will likely need to find a seller who is willing to finance at least a portion of your purchase.Browse 315 businesses for sale in Nassau County, NY on BizBuySell. Click program name above to select. You can go tell the owner you work for him in the next 3 years as down payment for the business. You can buy a business with no money down. It's a Contrarian approach that takes time, research, and an investment in your own negotiation skills. No money down small business loans can be a lifeline for enterprises facing cashflow challenges without the burden of upfront payments. No monthly payments are required as long as the loan remains in good standing. Want to buy a business for sale?