We'll discuss seller financing for business and how it works, as well as highlight the pros and cons for both buyers and sellers. There are at least a couple ways to seller finance: 1.Seller financing is one solution to this problem; the business seller acts like a bank and gives the buyer a loan to purchase their business. The simplest way to provide seller financing is to have the buyer make a down payment, with you taking a note or mortgage for the rest of the purchase price. Through seller financing a business, the owner offers a prospective buyer the option to finance a portion of the business's sale price. In sellerfinanced transactions, the seller generally gives the buyer a secured loan to finance part of the property's purchase price. Seller financing allows business buyers and sellers to remove the middleman (bankers) and work together directly to come up with a funding deal. Legal advise and agreements for purchasing a business or selling a business. Get our free, updated 2022 checklist for business buyers. Seller Financing Real Estate Contract Example Seller financing real estate is one of my favorite ways to buy real estate.