How to Apply for a Business Loans With No Money Down? Its simple to apply with AdvancePoint Capital.Getting business financing for Philadelphia-based small businesses is easy with National Funding. Explore options for small business loans in Philadephia. It certainly is possible but it depends on the business and why you are purchasing it with no money down. The Commercial Real Estate Acquisition Loan (CREAL) Program helps small businesses in low- and moderate-income areas buy property. Looking to purchase a company but don't have much cash? Here's how to buy a business for no money down, according to a North Carolina business lawyer. Step 3: Fill Out Application. So just fill out the form below with some basic details, click submit, and we'll be in touch in a few days to help you get started.