The tax code doesn't recognize credit cards as either personal or business. All the IRS cares about is that you have accurate records.Can I make business purchases using my personal credit card and pay the credit card bills with the business bank account legally in the US? Our recently enhanced mobile and web services allow you to obtain real-time account information, deposit checks, pay bills, transfer funds, and more. Business cards are an important part of your travel hacking strategy! Learn how to apply, even if you don't have a business. It may be possible to get a business credit card with an EIN only. Learn more about getting a business credit card without an SSN here.