The answer in short, is creativity. You will likely need to find a seller who is willing to finance at least a portion of your purchase.SBA loans and seller financing are the most popular ways to buy a business with no money down. You can use an SBA loan for acquiring existing businesses. Or try a more traditional bank loan for business financing. Call (800) 230-0744 - Shane D. Scott is dedicated to serving our clients with a range of legal services including Real Estate and Property Law cases. Browse 211 businesses for sale in Queens County, NY on BizBuySell. Buying a business with no money down is nothing but a pipe dream and I'm going to tell you the five reasons why in today's video. This series is dedicated exploring the concept of buying a business with no money down. We'll explore creative financing options and negotiation strategies to help you achieve your entrepreneurial dreams without breaking the bank.