With both conventional and SBA financing available, we can help get your business into a new space or refinance the one it's already in. This article provides an overview of the various commercial property markets in Arizona, as well as financing options for each real estate type.Get a commercial real estate loan from Bank of America. Commercial Lending Hard Money Loans in Arizona. Commercial loans are riskier and more complex than residential loans. Here are some of the key distinctions between residential and commercial property loans. Multifamily real estate investing. Explore Academy Bank's commercial real estate loans and lending solutions in AZ, CO, KS and MO to see how to manage and optimize your working capital. In the event you cannot acquire a loan through your bank, you can also consider an SBA loan. For the purchase and refinance of commercial buildings.