To be eligible for a New York Forward Loan Fund working capital loan, small landlords must meet the requirements detailed below. This section contains requirements and guidance for the calculation, documentation, analysis, history and determination of stable monthly net rental income.An investment property is purchased with the intention of earning a return either through rent, future resale, or both. However, the slightly more restrictive terms on a rental property loan can work in favor of the real estate investor. Equity in a primary home is not factored into the FAFSA asset calculation; however, equity in investment real estate or a second home is counted. Browse active real estate listings for apartments to rent or houses for sale. A home equity loan will allow you to take out a lump sum of money using your home as collateral. Can be a primary, secondary or investment property. • Cash Flow Focused Investors: Prioritize properties that cover their debt through rental income.