Financing options for each real estate type vary, but conventional loans, SBA loans, and CMBS loans are all available for most property types. Commercial Real Estate Loan Rates and Terms.UFirst Offers Some of the Most Competitive Commercial Real-Estate Loans in Utah. Let America First help when you're ready to buy, build, or improve your business building. We work primarily with banks, credit unions and other financial institutions to provide conventional and SBA financing on all commercial properties. Sunwest Bank offers commercial real estate loans designed to help entrepreneurs construct, renovate, or purchase commercial properties. These commercial loans offer flexible financing options for residential 1-4 unit properties tailored to your needs in the Beehive State. With both conventional and SBA financing available, we can help get your business into a new space or refinance the one it's already in. Some business loans may require a personal guaranty. Still have questions?