You can respond without hiring an attorney. When you receive a summons, you must answer it to avoid a default judgment (an automatic loss).Here's everything you need to know about drafting and filing an Answer to a credit card debt lawsuit, with sample Answers included. Complete the Motion for Contempt form. 2. Complete the Verification form and have it notarized. 3. Here's an example of a Superior Court Answer form for Georgia courts. Note that if you use this form, you'll have to fill it out on your own. For credit card payments, the cardholder must be present with identification. I have a dispute with a credit card company who recently filed a lawsuit (Georgia case). I settled the suit out of court.
