Forms for use in cases filed to collect money from borrowers who have not made credit card, loan, or certain other types of payments. The statute of limitations for consumerrelated debt is six years.This period applies to credit card debt and oral and written contracts. Here's everything you need to know about drafting and filing an Answer to a credit card debt lawsuit, with sample Answers included. Learn what to do after you get a Statement of Small Claim and Notice of Trial in the mail. The court uses the United States Treasury's pay. To respond, you should answer each issue from the Complaint, assert your affirmative defenses, and file the Answer document with the court. In all cases, each party must complete a Financial Statement which provides a snapshot of current assets, debts, income and expenses. The law protects certain income and property from creditors. If a creditor wins a case against you in court, you are responsible for the debt.
