Chattel home loans are different from traditional mortgages or standard home loans in that they're specifically for manufactured homes. A chattel mortgage is a loan used to purchase an item of movable personal property, such as a vehicle, which then serves as security for the loan.FUNDRAISING DISCLOSURE FORMS - Where can I find them? GRANNY FLAT EXEMPTION - What is a "Granny Flat" and how do I claim that exemption?