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Chattel Mortgage on Mobile Home

Chattel Mortgage Form With Balloon In Contra Costa

Category:

Loans and Lending - Chattel Mortgages

State:

Multi-State

County:

Contra Costa

Control #:

US-0007BG

Format:

Instant download

Description

A chattel mortgage is a term used to describe a loan arrangement in which an item of movable personal property is used as security for the loan.

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FAQ

The traditional mortgage is only for stationary property. It's suited for long-term real estate investments. Chattel loans are for property that can be easily moved. They're also an option for borrowers who want their loans approved faster and with shorter repayment times.

A homestead declaration protects your home's equity from both to forced and voluntary sales of the property. Exempt proceeds from a voluntary sale are protected if another home is purchased within 6 months.

Declaration of Homestead – A document recorded by either a homeowner or head of household on his primary residence to protect his home from forced sale in satisfaction of certain types of creditors' claims. Decree of Distribution – Evidences the distribution of real property from the estate of a deceased person.

You must occupy the dwelling as your principal residence as of January 1 of each year to qualify for the Homeowners' Exemption for that year.

If you own and occupy your home as your principal place of residence on January 1, you may apply for an exemption of $7,000 off your assessed value for an annual savings of approximately $70 on your property taxes. New property owners will automatically receive an exemption application.

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Official Forms for Viewing and Downloading. The Clerk-Recorder's Office does not offer blank forms of documents for recording.Clerk-Recorder Staff is prohibited from giving legal advice. Loans range from 1 day to 60 months, are interest only and include a balloon payment due at term. Finance charges apply. The first step in the loan process is to contact one of our knowledgable mortgage professionals to determine your mortgage eligibility. Contra Costa, Monterey, Tehama,.

Chattel Mortgage Form With Balloon In Contra Costa

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FAQ

What is the difference between a package mortgage and a chattel mortgage?

What is the purpose of a homestead declaration in California?

What is a declaration of homestead in Contra Costa County?

Who qualifies for homestead exemption in California?

What is the homestead exemption in Contra Costa county?

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