Listed below are the items you need to submit in order for the County to reissue your MCC. It will take approximately 30 days for the County to process.Calculate the monthly payments, total interest, and the amount of the balloon payment for a simple loan using this Excel spreadsheet template. Where can I get a building permit, or find out information about development services? FY 2007-08 CITY OF RICHMOND APPLICATION CHECKLIST. This checklist is provided to the applicant as a means of ensuring that all sections of the application. A balloon loan is a real estate loan where there is a lump sum due at the end of the loan. The Clerk-Recorder's Office does not offer blank forms of documents for recording. Clerk-Recorder Staff is prohibited from giving legal advice. And chattel mortgage, total value.