One of the following boxes must be checked. Each lien, mortgage, or encumbrance on a motor vehicle or mobile home titled in this state shall be noted upon the face of the Florida certificate of title.A chattel mortgage is a loan used to purchase an item of movable personal property, such as a vehicle, which then serves as security for the loan. The chattel mortgage document specifies the vehicle identification numbers and plate number. The chattel mortgage document specifies the vehicle identification numbers and plate number. We can not finance on leased land, it is considered a Chattel Loan which is similar to a motor vehicle loan. Some states may also require a smog certificate or a damage disclosure. That the MORTGAGOR is indebted unto the MORTGAGEE in the sum of (Amount in. A chattel mortgage is a loan for a manufactured home or other movable piece of personal property, such as machinery or a vehicle. 21st Mortgage is one of the top manufactured and mobile home mortgage lenders on the market.