After the foreclosure sale, the clerk of court is required to prepare a certificate of sale in the form prescribed by. Fla. Stat. Ann. Learn how a Florida foreclosure works, including preforeclosure steps, foreclosure procedures, and homeowners' rights under both state and federal laws.Florida is a judicial foreclosure state. This blog entry summarizes the process for mortgage foreclosures in Florida. It does not give tips or tricks for plaintiffs or defendants. Cascade Financial Services offers Mobile Home loans for Manufactured homes in Florida. Contact us today to get started! —All mortgages shall be foreclosed in equity. Process for Repossessing and Reselling Manufactured Homes Securing a Chattel Mortgage in. Florida. Special information or papers needed to complete the forms: • Mortgage Foreclosure Complaint and Summons;.