Learn how the Ohio foreclosure process works, including preforeclosure steps, foreclosure procedures, and homeowner rights. Learn how long it takes to foreclose on a home in Ohio, the best way to avoid foreclosure and the 10 steps in the Ohio home foreclosure process.Foreclosure is a legal process through which a lender repossesses a home or property when the owner fails to make their mortgage payments. If you need assistance with real estate foreclosures in Ohio, contact our office for a consultation today at 614-449-8282. Ohio is a judicial foreclosure state. Judicial Foreclosure: Involves court proceedings, providing the borrower more time but requiring a court order for property possession. A: A foreclosure in Ohio is initiated when a complaint is filed in the common pleas court in the county where the real estate is located. Learn how foreclosures work in Ohio.