Before a residential mortgage can be foreclosed in Pennsylvania, the lender must give a 30-day notice of intention to foreclose (also known as an Act 6 Notice). Learn about Pennsylvania's foreclosure laws and process, from missing your first payment to a foreclosure sale.How do I fill this out? This Toolkit contains links to guidance documents and standard forms for use at all stages of a commercial foreclosure action. For Pennsylvania Realty Transfer Tax purposes, these factors are applicable for documents accepted from July 1, 2020 to June 30, 2021. Learn how foreclosures work in Pennsylvania. The foreclosure process starts when the mortgage lender provides the homeowner with a written "Notice of Intent to Foreclose. To begin a foreclosure action, the noteholder's representative files various documents with the court in the form of a "complaint.