Learn how the Arizona foreclosure process works, including preforeclosure steps, state foreclosure laws, and homeowner rights. Chattel loans offer a simplified and quick way to secure a new home for the manufactured home only.Government-backed loans like FHA and VA often work best. In this guide, I'll explain the process and timing for private mortgage lenders to complete a foreclosure in the state of Arizona. A Practice Note discussing residential foreclosure procedures and proceedings under. Financial Services - Mortgage Foreclosure Help. test. Learn how foreclosures work in Arizona.