Streamline your yearly documentation, and reduce the time you may spend on Chattel Mortgage on Mobile Home in 2024. To affix the mobile home, fill out the top section of an Affidavit of Affixture form, and surrender your titles to an MVD agent, who will process the form.In addition, an MH structure is legally chattel and not real estate (i.e. All forms are fillable. You can fill it out in Reader and print it from there. Title to the home must be in Fee Simple if classified as real estate and vehicle title is surrendered or must be treated as personal property or Chattel. A chattel loan is a type of mortgage for a movable piece of personal property, such as a manufactured home. Issued by: TOWN OF PIMA. 16 CFPB, Manufactured housing consumer finance in the United States, September 2014, pp. 1963, the MHMA was an active advocate for the mobile home as an alternative form of permanent housing.